{"id":892,"date":"2026-06-30T00:23:12","date_gmt":"2026-06-29T16:23:12","guid":{"rendered":"https:\/\/onehustle.io\/index.php\/2026\/06\/30\/wise-registration-en\/"},"modified":"2026-06-30T00:23:12","modified_gmt":"2026-06-29T16:23:12","slug":"wise-registration-en","status":"publish","type":"post","link":"https:\/\/onehustle.io\/index.php\/2026\/06\/30\/wise-registration-en\/","title":{"rendered":"Wise (Formerly TransferWise) Account Opening Guide"},"content":{"rendered":"<h2>Wise (formerly TransferWise) Account Opening Guide<\/h2>\n<h3>What You Need to Open a Wise Account<\/h3>\n<ul>\n<li><strong>Full name<\/strong> \u2014 must match your passport exactly<\/li>\n<li><strong>Date of birth<\/strong><\/li>\n<li><strong>Phone number<\/strong><\/li>\n<li><strong>Residential address<\/strong><\/li>\n<\/ul>\n<h3>Step-by-Step Registration<\/h3>\n<h4>Step 1: Enter Your Email<\/h4>\n<p>Go to <a href=\"https:\/\/wise.com\" target=\"_blank\" rel=\"noopener\">wise.com<\/a> and click &#8220;Register&#8221;. You can sign up with email, Google, Facebook, or Apple ID.<\/p>\n<h4>Step 2: Choose Account Type<\/h4>\n<p>Select <strong>Personal<\/strong> or <strong>Business<\/strong> account, then enter your country of residence. This affects which Wise services are available to you.<\/p>\n<h4>Step 3: Enter Your Country of Residence<\/h4>\n<p>Your country of residence determines available services and the shipping address for your Wise debit card (if applicable).<\/p>\n<h4>Step 4: Verify Your Phone Number<\/h4>\n<p>Enter your phone number and complete SMS verification. Note: Every time you log in from a new device, you&#8217;ll need SMS verification \u2014 this keeps your account secure.<\/p>\n<h4>Step 5: Set Your Password<\/h4>\n<p>Create a password with at least 9 characters, including letters and numbers. Your account is now created!<\/p>\n<h4>Step 6: Verify Email &#038; Complete Identity Verification<\/h4>\n<p>Check your inbox for the verification email and click the link. Before making your first transfer, you&#8217;ll need to complete identity verification:<\/p>\n<ul>\n<li>Take a photo of your passport&#8217;s personal information page<\/li>\n<li>Take a selfie<\/li>\n<li>Wait for verification (typically 2-3 business days)<\/li>\n<\/ul>\n<h3>Wise Fees<\/h3>\n<p>Wise uses the <strong>real mid-market exchange rate<\/strong> with no hidden markups. You pay a single, transparent fee calculated as a small fixed amount + a percentage (usually under 1%, slightly higher for exotic currencies). No surprise charges later.<\/p>\n<h3>How Fast Are Wise Transfers?<\/h3>\n<p>Unlike traditional SWIFT wire transfers, Wise uses its own local bank account network. About <strong>50% of transfers are instant<\/strong>, and most arrive within 24 hours. Wise also supports transfers directly to Chinese Alipay and WeChat accounts \u2014 much faster than traditional banks (2-4 business days to bank accounts only).<\/p>\n<h3>Sending RMB to China<\/h3>\n<p>You can fund transfers to Chinese RMB accounts using 20+ currencies including EUR, USD, AUD, CAD, plus currencies from Turkey, Brazil, Indonesia, and more. Wise is essentially available globally.<\/p>\n<h3>Pro Tip<\/h3>\n<p>Think of Wise as the international version of Alipay. Wise accounts are in high demand and have real market value. If you qualify, don&#8217;t hesitate to open one.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Wise (formerly TransferWise) Account Opening Guide What You &#46;&#46;&#46;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[153],"tags":[188,190,192],"class_list":["post-892","post","type-post","status-publish","format-standard","hentry","category-payment-banking","tag-transferwise-en","tag-wise-en"],"_links":{"self":[{"href":"https:\/\/onehustle.io\/index.php\/wp-json\/wp\/v2\/posts\/892","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/onehustle.io\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/onehustle.io\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/onehustle.io\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/onehustle.io\/index.php\/wp-json\/wp\/v2\/comments?post=892"}],"version-history":[{"count":0,"href":"https:\/\/onehustle.io\/index.php\/wp-json\/wp\/v2\/posts\/892\/revisions"}],"wp:attachment":[{"href":"https:\/\/onehustle.io\/index.php\/wp-json\/wp\/v2\/media?parent=892"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/onehustle.io\/index.php\/wp-json\/wp\/v2\/categories?post=892"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/onehustle.io\/index.php\/wp-json\/wp\/v2\/tags?post=892"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}